Five Goals

At the beginning of the new year, I made a list of five goals I wanted to reach by the end of the year. I have to write them down and read them every morning as motivation to get stuff done. I feel like it helps put things in perspective whenever I tend to get off track and it's too early in the year to do all that. 

So here are my goals for the year. 

1. Budget. Since moving out on my own I haven't yet created a budget which is no bueno. When I was living with someone else, it was easy to pay bills and have money to spend here and there. Now that I have a lot more bills on my plate I think it's best to create a budget and be disciplined on that. I know it will get me having to get used to it but I think it will help. 

2. Pay off Credit Cards. I hate credit cards. They get us into trouble. I use them once for an emergency and then I fall off the wagon thinking I need every candle from Bath and Body Works or all the cute have to have stuff at Target. #guilty. How I plan to tackle this - put the credit cards away...far, far away. Pay off the ones with the lowest balance first and continue until I can call Dave Ramsey and yell out "I'm DEBT FREE". I also keep a total of the amount I have to pay off in my planner so I can see it. 

3. Let Go. Ever since I was a teenager, I feel as if I've had control over my life, my finances, my relationships (bad), etc. Things have to go my way and if they don't I tend to get upset or sad or flustered. I stress about life not going as I had planned. Like I should have been married by now with kids in a house in a different state. I know, I know...God is laughing so hard right now. I just feel like I'm in a rut. I need to learn to let go and just live life the way God intended for me to live. I have to live my life according to His plan, not mine. Once I start letting go, I know things will fall into place and I'll know why things didn't go my way.

4. Balance My Time. At the end of 2014, I was overwhelmed with extra "over". I knew I had to change that in 2015. I now have scheduled time for the gym, work, business, friends, family, Rico, and my own time for just myself. There was a point where I had to start telling people "No" when they wanted to do something, I felt bad at first but I honestly just need to stick to this new balanced life. I can honestly say that my planner and alarms on my phone have helped me balance my time so far. Friends and family will understand eventually why you can't do everything.

5. Be Healthy. My goal is just to be consistent with my healthy eating and gym time. Life can be hectic sometimes and it's easy to fall off track but I need to stay focused and keep my eye on the prize. #croptopseason 

I hope I can stick with these this year and I can look back and say "You did it, Mel!" But so far, so good. I just know this is gonna be my year. YAY for 2015!